Products & Services

Quantum Microfinance Bank offers a full range of accounts, ethical financing, and digital services designed to grow with you. Explore each product below.

Accounts & Deposits

Flexible everyday accounts and profit-sharing deposits that help you save and bank with ease.

Accounts & Deposits

Savings Account

Better savings, better life. A flexible account that helps you save more and bank with ease under a profit-sharing model.

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Accounts & Deposits

Current Account

Everyday banking for individuals and businesses, built for frequent transactions.

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Accounts & Deposits

Mudaraba Term Deposit

Grow your money with a profit-sharing term deposit that rewards you for saving over a set tenor.

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Non-Interest Financing

Sharia-compliant financing built on trade, partnership and asset-backed contracts — never interest.

Non-Interest Financing

Personal Financing (Murabaha)

Ethical consumer financing for your personal needs and asset acquisition, structured without interest.

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Non-Interest Financing

Business Financing (Murabaha)

Ethical working capital and asset purchase financing to help your small or medium enterprise grow.

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Non-Interest Financing

Agricultural Financing (Salam)

Forward-purchase financing designed for farmers and agribusiness to cover seasonal production costs.

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Non-Interest Financing

Group Financing (Qard al-Hasan)

Interest-free benevolent financing for community groups and cooperatives to foster mutual support.

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Non-Interest Financing

Asset Financing (Ijarah)

Acquire the equipment, vehicles or tools you need now through a Sharia-compliant lease-to-own structure.

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Non-Interest Financing

Home Financing (Diminishing Musharaka)

Co-ownership home financing to help you build, buy or improve your home.

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Investments & Protection

Put your money to work and protect what matters most.

Investments & Protection

Investment Products

Put your money to work with investment options that help it grow over time.

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Investments & Protection

Insurance Products

Protect what matters with insurance solutions for peace of mind.

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Digital & Payments

Fast, cashless banking — on your phone, at agents, and on *723#.

Digital & Payments

Mobile Wallet / e-Money

Carry your money digitally — send, receive and spend straight from your phone.

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Digital & Payments

Money Transfer / Remittance

Move money quickly and securely to the people who matter.

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Digital & Payments

Bills Payment Service

Pay your bills in seconds — no queues, no stress.

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Digital & Payments

Airtime & Data Top-Up

Recharge airtime and buy data anytime, straight from your account.

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Empowering Possibilities Digitally

Start banking smarter today

The choice is yours: a partner that is simple, secure and built to grow with you — at the branch, on your phone, or on *723#.

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